Online Privacy Policy
United Mississippi Bank is committed to protecting the privacy of its customers and other users of its Services. This Online Privacy Policy, in combination with other relevant privacy notices that we provide to you pursuant to financial privacy laws including the Privacy Policy › United Mississippi Bank (unitedms.bank), explain how we collect, use, share, and protect personal information that we and our service providers collect from or about users in connection with the products and services, including mobile and online services, offered by United Mississippi Bank (collectively the “Services”).
We will use and share any information that we collect from or about you in accordance with our consumer Privacy Policy.
Types of information we collect
Through your use of the Services that you choose and how you interact with us, we may collect personal information from you in the following ways:
Personal information you provide to us
- Contact information, such as your name, address, email, telephone number and social security number.
- Account and transaction information, including account numbers, debit card expiration date, debit card identification, verification numbers, and transaction and payment history, necessary to provide you with Services.
- If you provide feedback or contact us via email or other electronic channels, we will collect your name and email address, as well as any other content included in the communication, to send you a reply.
Personal information collected by technology
- Device data, such as your device type, e.g., phone, tablet, operating system type and version, manufacturer and model, browser type, screen resolution, RAM and disk size, CPU usage, IP address, unique identifiers, language settings, mobile device carrier, and network connection type.
- Online activity data, such as pages or screens you viewed, time spent on a page or screen, clicks on a page or screen, the website you visited before browsing to Services, access times, and duration of access.
- Cookies, which are text files that are stored on devices to uniquely identify the user or store information or settings in the browser for the purpose of helping to remember your preferences, enable functionality, and help us understand user activity and patterns.
- Web beacons, which are used to demonstrate that a webpage or email was accessed or opened, or that certain content was viewed or clicked.
- Location information, such as city, state, or geographic area, of the device you use to access Services. If you have enabled location services on your phone and agree to the collection of your precise location when prompted by the Services, it will send real-time location data. We will use that information to assist you in our fraud detection services. If you do not want us to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device; however, without these technologies, you may not be able to use all the features of the Services.
- Behavioral biometrics, such as cursor movements, touch interactions, speed and pattern of typing, and other uniquely distinguished patterns are used in fraud detection and prevention.
Additional sources of information
- Information from identity verification services and consumer reporting agencies, including credit bureaus, to provide some Services.
How we use your information
We use your personal information collected to respond to your requests and to help serve you better. For example, we use personal information in the following ways:
- provide the Services you request
- facilitate the creation of, and secure and maintain your accounts
- verify your identity, and a legitimate user in our system
- provide improved administration of the Services
- maintain and improve the quality of experience when you interact with the Services
- respond to inquiries and provide customer support
- send you administrative email notifications, such as security or support notices
We may use your personal information for compliance and protection purposes including but not limited to, the following ways:
- prevent, identify, investigate, and deter fraudulent, unauthorized, or illegal activity, including cyberattacks and identity theft
- comply with applicable legal requirements, such as to respond to subpoenas or requests from government authorities
- protect our, your or others’ rights, privacy, or safety (including by making and defending legal claims)
- comply with legal, government, and contractual requirements and United Mississippi Bank
- enforce the terms and conditions that govern the Service
How we share the information
We may share your personal information collected in accordance with our other privacy notices with third party service providers, our affiliates, authorities, and others as described below.
We may share your personal information with third party or affiliated service providers that perform services for or on behalf of us to provide you with the Services; to conduct quality assurance testing; to facilitate the creation of accounts; to optimize the performance of the Services; and to provide technical support.
Regardless of any choices you make regarding your personal information, we may disclose your personal information to law enforcement, government authorities, and private parties for the compliance and protection services described above.
Updating your information
Update your personal information. Please contact United Mississippi Bank to update your phone number(s), e-mail address, mailing address, or physical address.
Choices regarding use of information from your devices.
Cookies. You can configure some web browsers to accept all cookies, reject all cookies, or notify you when a cookie is set. Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences. However, a cookie may be required to use some of the features of the Services.
Do not track signals. Some web browsers have incorporated “do not track” signals to the websites and other online services with which your web browser communicates. There is currently no standard that governs what, if anything, websites should do when they receive these signals. We currently do not take action in response to these signals. If and when a standard is established, we may revise our policy on responding to these signals.
Location data. If you initially allowed the collection of geo-location information through the Services, you could subsequently stop the collection of this information at any time by changing the preferences on your mobile device. Please note, however, that if you withdraw consent to our collection of location information, you may no longer be able to use some features of the Services.
Email web beacons. Most email clients provide user settings that enable you to block the automatic image display, including the web beacons, which prevent the automatic connection to the web servers that host those images.
Safeguards and retention
We maintain reasonable administrative, technical, and physical safeguards designed to protect the information in our custody and control against accidental or intentional theft, destruction, loss and unauthorized access, use, modification, or disclosure. We recommend that you use secure channels to communicate sensitive or confidential information to us.
We retain your personal information for at least as long as necessary to provide the Services for which the information was collected and as long as necessary for legal and regulatory retention requirements. When the retention period expires, we destroy data that was maintained in any form.
Links to other sites
Our Services may contain links to third party websites. When you click on a link to any other website or location, you will leave the United Mississippi Bank website or mobile app and go to another site. These other websites may operate independently from us. These links are provided for your convenience and do not signify our endorsement of such other website or location or its contents. We have no control over, do not review, and cannot be responsible for, these outside websites or their content. Please be aware that the terms of this Online Privacy Policy do not apply to these outside websites. We encourage you to review the privacy policy of every website you visit.
Children’s privacy
Our Services are not directed towards minors. We do not knowingly collect personal information from minors under 13.
Privacy policy updates
This Privacy Policy is subject to occasional revision. We will notify you of any material changes in the collection, use, or disclosure of your personal information by posting a notice on the Services with a new revision date. Your continued use of the Services following notice of any such changes shall indicate your acknowledgement of such changes.
Contact Us
If you have any questions or inquiries about this Online Privacy Policy or our data collection or processing practices, or if you want to report any security violations, please contact us at 844-862-4862.