FEES and CHARGES
UMB Associated Account Fees
The following fees and charges may be assessed against your account:
Check printing fees vary by the style of check ordered.
FEES and CHARGES
UMB Associated Account Fees
The following fees and charges may be assessed against your account:
Check printing fees vary by the style of check ordered.
ACH Origination Conversion and Set Up (one time fee) $50.00
ACH Origination per Account, Per Application (payroll, etc.) $25.00
ACH Origination Return (Chargeback) $5.00
ACH Per Item Originated $0.10
ATM Withdrawals at Machines Not Owned or Operated by UMB * $1.00
ATM/Debit Card Replacement $10.00
Check or Drafts Sent for Collection (excluding postage) $25.00
Deposit Verification $10.00
Deposited Items Returned Unpaid $5.00
Dormant Account Monthly Fee (Regardless of balance) $3.00
Early Account Closing Fee for Checking and Savings Accounts (within 90 days of opening) $20.00
Foreign Outgoing Collection $60.00
Mobile Deposit Capture ( Consumer Accounts) (no charge)
Night Depository Lock Bag (no charge for first bag) $20.00
Night Drop Key Replacement $25.00
Official Check Fee (per check) $5.00
Online Banking for Consumer Accounts (no charge)
Online Bill Pay for Commercial Customers $5.95
Online Bill Pay for Consumer Customers (no charge)
Online Cash Management for Commercial Customers (no charge for basic service)
Overdraft Fee (Per item covering overdrafts created by check, in-person withdrawal, ACH or other electronic means. No more than six (6) Overdraft/Return Item Fees (Fee) may be charged against your account per day. Additionally, Overdraft/Return Item Fees will be waived if a Non-sufficient Funds (NSF) item is less than the Fee amount; if an NSF item is re-presented and was previously charged the Fee; or if an NSF item overdraws the account by less than $20.) $35.00
Overdraft Fee under Bounce Protection (Per item for returned items or debits created by check, ACH or other electronic means. No more than six (6) Overdraft/Return Items Fees (Fee) may be charged against your account per day. Additionally, Overdraft/Return Item Fees will be waived if a Non-sufficient Funds (NSF) item is less than the Fee amount; if an NSF item is re-presented and was previously charged the Fee; or if an NSF item overdraws the account by less that $20.) Refer to Bounce Protection Overdraft Disclosure.) $35.00
Overdraft Sweep Transfer $5.00
Remote Deposit Capture for Commercial Customers (Monthly Service Fee)** $75.00
Research Fee Per Hour (minimum $15.00) $30.00
Returned Item Fee (Per item for returned items or debits created by check, ACH or other electronic means. No more than six (6) Overdraft/Return Items Fees (Fee) may be charged against your account per day. Additionally, Overdraft/Return Item Fees will be waived if a Non-sufficient Funds (NSF) item is less than the Fee amount; if an NSF item is re-presented and was previously charged the Fee; or if an NSF item overdraws the account by less than $20.) $35.00
Safe Deposit Box Drilled $200.00
Safe Deposit Box Replacement of Damaged Key $200.00
Safe Deposit Box Replacement of Lost Key $200.00
Stop Payment Fee $35.00
Wire Transfer Domestic Incoming (no charge)
Wire Transfer Domestic Outgoing $20.00
Wire Transfer International Incoming (no charge)
Wire Transfer International Outgoing $50.00
Zipper Bag (Large) $2.00
Zipper Bag (Small) $1.50
* Other fees may apply when conducting transactions at non UMB ATM machines, in addition to fees charged by the ATM machine owner operator and/or for each foreign cash withdrawal, inquiry or transfer, even if conducted together or in succession.
** Compatible scanner may be provided (if needed) at bank cost. Per item cost is the same per item check fee as disclosed in the Commercial Account Agreement. Remote Deposit Capture fees may be analyzed.