FEES and CHARGES
UMB Associated Account Fees
The following fees and charges may be assessed against your account:
Check printing fees vary by the style of check ordered.
FEES and CHARGES
UMB Associated Account Fees
The following fees and charges may be assessed against your account:
Check printing fees vary by the style of check ordered.
ACH Origination Conversion and Set Up (one time fee) $50.00
ACH Origination per Account, Per Application (payroll, etc.) $25.00
ACH Per Item Originated $0.10
ATM Withdrawals at Machines Not Owned or Operated by UMB * $1.00
ATM/Debit Card Replacement $10.00
Check or Drafts Sent for Collection (excluding postage) $25.00
Deposit Verification $10.00
Deposited Items Returned Unpaid $5.00
Dormant Account Monthly Fee (Regardless of balance) $3.00
Early Account Closing Fee for Checking and Savings Accounts (within 90 days of opening) $20.00
Foreign Outgoing Collection $60.00
Mobile Deposit Capture ( Consumer Accounts) (no charge)
Night Depository Lock Bag (no charge for first bag) $20.00
Night Drop Key Replacement $25.00
Official Check Fee (per check) $5.00
Online Banking for Consumer Accounts (no charge)
Online Bill Pay for Commercial Customers $5.95
Online Bill Pay for Consumer Customers (no charge)
Online Cash Management for Commercial Customers (no charge for basic service)
Overdraft Fee (Per item for each submission and resubmission of a debit or each presentment and re-presentment of an item presented for payment more than one time covering overdrafts created by check, in-person withdrawal , ACH or other electronic means.) $35.00
Overdraft Fee under Bounce Protection (Per item for each submission and resubmission of a debit or each presentment and re-presentment of an item presented for payment more than one time covering overdrafts created by check, in-person withdrawal, ACH or other electronic means. Refer to Bounce Protection Overdraft Disclosure.) $35.00
Overdraft Sweep Transfer $5.00
Remote Deposit Capture for Commercial Customers (monthly service fee)** $75.00
Research Fee Per Hour (minimum $15.00) $30.00
Returned Item Fee (For returned items or debits created by check, ACH or other electronic means. We may charge you for each submission and resubmission of a debit or ACH presentment and re-presentment of an item, which means you may incur multiple non-sufficient fund fees if a debit or item is returned more than one time.) $35.00
Safe Deposit Box Drilled $200.00
Safe Deposit Box Replacement of Damaged Key $200.00
Safe Deposit Box Replacement of Lost Key $200.00
Stop Payment Fee $35.00
ACH Origination Return (Chargeback) $5.00
Wire Transfer Domestic Incoming (no charge)
Wire Transfer Domestic Outgoing $20.00
Wire Transfer International Incoming (no charge)
Wire Transfer International Outgoing $50.00
Zipper Bag (Large) $2.00
Zipper Bag (Small) $1.50
* Other fees may apply when conducting transactions at non UMB ATM machines, in addition to fees charged by the ATM machine owner operator and/or for each foreign cash withdrawal, inquiry or transfer, even if conducted together or in succession.
** Compatible scanner may be provided (if needed) at bank cost. Per item cost is the same per item check fee as disclosed in the Commercial Account Agreement. Remote Deposit Capture fees may be analyzed.