United Club Checking

Opening Deposit of $100.00

^{Account Benefits:}

• Personalized Club Checks
(Limit of 200 per order)
• No Per Check Charge
• Monthly Statement with check images
• eStatements
• Visa® Debit/ATM Chip-Enhanced Card (A chip-enhanced card provides an additional layer of fraud protection through an embedded microchip that turns cardmember information into a unique code when used with a chip-enabled terminal.)

Service Charge is only $5.00

Seniors 62+ can have the monthly service charge waived when you visit a branch or call United Mississippi Bank.

Dormant/Inactive Account Information: If there is no activity on your account for 365 days, the account is dormant. A monthly dormant fee of $3.00 will be assessed to your account regardless of the balance.

Early Closing Charge: $20.00 if closed within 90 days of date opened.

Security Benefits:

Identity Theft Expense Reimbursement Coverage*

Receive up to $5,000 of identity theft coverage to cover expenses incurred in the recovery of your stolen identity, such as lost wages, legal fees, certified mail and long distance charges.

3-in-1 Credit File Monitoring*

As a member, you have access to triple-bureau credit file monitoring- your Equifax®, Experian® and TransUnion® credit reports will be checked daily, and you will be notified by email when key changes are detected. (Registration/activation required.)

Credit Report and Score Request a new 3-in-1 credit report every 90 days or upon receipt of a credit alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different vantage score or a different type of credit score to assess your creditworthiness. (Registration/activation required.) Identity Theft Resolution Services*

A dedicated Case Manager will work closely with you to help guide you through the process of reclaiming your identity. Your recovery specialist will review your credit report with you to see if any new accounts have been established in your name, contact creditors about suspicious accounts, assist you in placing fraud alerts, provide assistance with correspondence regarding your identity theft incident and document what was found during the recovery process. Additional Benefits

Gas and Gift Cards
Members receive 20% savings on Gas and Gift Cards. These cards are convenient to purchase, easy to use and have no hidden fees or expiration dates. (Registration/activation required. Additional terms and conditions may apply.)

$hopping Rewards™
You have access to exclusive offers and discounts at
thousands of leading online retailers. Simply shop
online using our customized shopping portal and
receive cash back. Your cash back will be held in your
$hopping Rewards account to use towards future
purchases or conveniently sent to you as a check.
(Registration/activation required. Available online only.)

Accidental Death & Dismemberment Insurance*
Receive up to $10,000 of 24-hour Accidental Death &
Dismemberment Insurance. (Coverage divides equally
on joint accounts and reduces by 50% at age 70.)

Cellular Telephone Protection*Cell phones are part of our daily lives. Replacing them if they are stolen or damaged can be costly. As an eligible account holder, you can receive up to $300 of Cellular Telephone Coverage to reimburse the cost of replacing or repairing your device. This valuable protection covers you whether you are at home or abroad. (Cellular telephone bill must be paid through this account.)

Please refer to fee schedule for other fees and charges that may apply. It is located under Resources on the website.

* Insurance products are not a deposit of or guaranteed by the Bank or any Bank affiliate and are not insured by FDIC or any Federal Government Agency.